Medical equipment loans and leases — new, used and refurbished, from a dealer, distributor, or private seller. Application-only for qualifying practices, with terms up to 72 months. Financing available nationwide.
Whether you're comparing a medical equipment loan, a lease, or vendor financing, the structure is what matters. Rates vary by credit profile, time in practice, and the equipment's type and age. Representative program structure:
| Program | Typical structure |
|---|---|
| Application-only | Up to $100K for qualifying businesses — no financial package |
| Terms | 24–72 months |
| Equipment | New & used — dealer, distributor, or private seller |
| Transaction size | $10K–$500K |
| Structures | Loans (you own it) and leases (lower payment, flexible end-of-term) |
Four things move an equipment financing rate more than anything else: your credit profile, time in business, the equipment's age and type, and the term length you pick. Newer equipment and shorter terms price better. Application-only deals trade a slightly higher rate for speed and zero paperwork.
The honest answer to “what’s the rate?” is that a real quote takes about two minutes of information — that’s the form above. No obligation, no credit pull to see options.
Rates, terms, and approval vary by applicant and are not guaranteed. All programs subject to credit approval.
Yes — used and certified-refurbished systems are generally eligible, from a dealer, distributor, or private seller. Age and condition are considered per deal.
Newer practices can qualify — on a higher credit profile than an established practice, and often with a first payment or an advance up front. Established practices qualify on a lower profile, with the deal size moving up from there.
No tax returns, no bank statements, no financial package — just the application, for qualifying practices up to the program cap. It's the difference between funding this week and funding this month.
Payment depends on the price, the term you pick (24–72 months), your credit profile, and the equipment's age — which is why an online calculator only gets you a ballpark. The two-minute form returns real options with real numbers: no obligation, no credit pull to see them.
Usually, yes — imaging, lab, monitoring and the rest of a build-out can often be structured as a single financing rather than piece by piece. Tell us the package and your specialist will lay out the options.
Yes — apply online and fund equipment from any dealer, distributor, or seller near you.
Fill out a short form — your practice, the equipment, and roughly how much. About two minutes, no obligation.
A financing specialist will contact you during business hours to confirm details and go over your financing options.
Documents are collected through a secure portal — never by email — and your approval moves to funding.